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Our Mission

Colonial Life is committed to helping working Americans understand and appreciate the benefits available to them through the workplace and select the benefits they need to protect their families and lifestyles.

History on Colonial Life
78 Years of Helping America's Workers

In 1937, Edwin F. Averyt and J. Clifton Judy started Mutual Accident Company in Columbia, South Carolina and sold their first product - accidental death coverage. Their first sales team was comprised of mostly local women. They could relate to the struggles others were going through and talk with them about their financial protection needs.


In 1939, the company became Colonial Life & Accident Insurance Company. The mission then was the same as it is today - to help America's workers preserve and protect the vitally important things they work so hard to build.


We've continued to evolve over the years:

  • In 1955, we introduced worksite marketing of voluntary benefits through payroll deduction, and that first payroll deduction account remains a Colonial Life customer to this day.

  • In the 1970s, we implemented computer technology long before most companies did.

  • In the 1980s, we began marketing our products through Section 125 and introduced electronic enrollment capabilities nationwide.

  • In the 2000s, we created our online enrollment system.


Today, we continue to add innovative enrollment technologies and options. After 75 years of business, we remain dedicated to our mission of finding ways to help America's workers when they face unexpected events and challenging times.

Our Local Office

We are a hard working consulting firm based in San Diego. Established in 1979, we hit the groung running with our direct approach to supplemental benefits. We focus on strategic benefit planning, benefit communication, supplemental benefits, and benefit counseling. We offer our clients the full package.

Meet our team

Brett Welty
Account Executive

Brett joined the Colonial Life team in 2002, and is our account manager. Brett is responsible for new business implementation and presentations for employers, brokers, and employees. Brett has a background in information technology and customer service. 



Colonial Life is a market leader in providing benefits solutions in one neat package: excellence in communications, enrollments, service, and personal insurance products and services that make benefits count for employers and their employees alike. Colonial Life is headquartered in Columbia, S.C. and was founded in 1939.

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